Business Checking and Savings
Running a business takes heart, grit, and a financial partner who understands your unique needs. At First Farmers, we’re dedicated to providing that level of service.
You’re tough, dedicated, and hard-working. Your bank should be too.
You deserve a bank that listens and understands your unique banking needs. Whether you’re looking for an account to manage daily finances or advice on saving towards tomorrow’s opportunities, we’re here to help.
Let's TalkOur Services
We know every business has unique needs. That’s why we provide customized options and solutions to reach your highest level of success.
Basic Business Checking
Interest Checking
Premier Business Checking
Commercial Premier Savings Plus
Not-for-Profit Regular Checking
Not-for-Profit Savings
This account is ideal for a business with straightforward business needs and low transaction volume. Basic Business Checking offers free online and mobile banking with no monthly service fee or minimum balance requirement.
If you’re carrying a balance in your checking account, Interest Checking features competitive interest rates that go up with your balance.
Premier Business Checking offers everything you need to manage your finances with no minimum balance requirement. This account features earnings credits, allowing you to reduce or offset fees.
Your business savings plan is crucial to ensure stability and growth. With this account, you’ll enjoy unlimited deposits, free online and mobile banking, and the peace of mind that comes with building a fund for tomorrow’s opportunities.
Designed for the needs of a not-for-profit organization (as described in IRS Code 26, Section 501(c)(3)), this account has a low minimum balance requirement, no monthly fee if your balance stays above the minimum, and offers many other great services.
Maintain a low minimum balance and enjoy competitive interest and unlimited deposits on this account.
Related Services
We want to be your full financial partner, because when you can see the whole picture, you’re set up for success. How else can we help with your financial goals?
01
Business Lending
Building a business takes heart, grit, and the financial partner that can help you power your operation’s success. Our expert lenders are here to help you grow.
02
Business Leasing
At SCI Lease, a division of First Farmers Bank & Trust, we know leasing.
03
Business Account Management
We offer a wide range of banking services that make managing your money faster, easier and more convenient, so you can focus on business.
04
Treasury Management
Running a business takes heart, grit, and some financial know how. Our Treasury Management solutions free up your time so you can focus on what you do best.
05
Small Business Loans
Small businesses are the heart and grit of our local communities - and we're here to help.
06
Elite Business Checking
07
Autobooks
Send a professional invoice and get paid — all in the same place!
08
Homebase
Homebase helps small businesses manage employee scheduling, time clocks, payroll, communication, and more—all in one place.