CRA Public File

In accordance with the Community Reinvestment Act (CRA) rules and regulations, First Farmers Bank & Trust is required to maintain and make available upon request a complete Community Reinvestment Act Public File.
Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year.

All public comments received for the current year and the prior two calendar years that specifically relate to the bank’s performance in helping to meet community credit needs.

A copy of the bank’s most recent CRA Performance Evaluation.

A list of the bank’s branch office locations, including the street address.

A list of the bank’s branches opened or closed by the bank during the current year and each of the prior two calendar years.

A list of Retail banking services.

A map of each facility-based assessment area and retail lending assessment area showing the boundaries of the area and identifying the census tracts contained within the area, either on the map or in a separate list.

A listing of Assessment Areas by MSA and County.

Facility Based Assessment Area Maps as of April 1, 2024

CRA Disclosure Statement Notice

HMDA Disclosure Statement Notice

Comments or questions about this section of the website or about First Farmers Bank & Trust's CRA performance may be addressed to [email protected].



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