Home Equity Loans

A Home Equity Line of Credit (HELOC) is a flexible and convenient solution for financing everything from a new car to a dream vacation.
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Put your home’s equity to work for you.

You’ve put your heart and grit into making your house a home. Did you know all of that sweat equity can pay off with a HELOC that makes borrowing fast and easy?

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Our HELOC Options

Freedom HELOC
First Farmers HELOC
Bridge HELOC
Our Freedom HELOC features a competitive interest rate, interest-only payments for the first ten years, and funds are typically available within 3 weeks of approval.
As a homeowner, you have access to financing for home improvement projects, travel, debt consolidation, new vehicles, and the list goes on. A First Farmers HELOC is fast, flexible, convenient, and local.
Spotted your perfect home and ready to make the move? A Bridge HELOC lets you use the equity in your current home to purchase or place a down payment on the house you’ve been dreaming about.

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Freedom HELOC

A Freedom HELOC gives you the ability to make any project a reality by using equity you’ve already built in your home.

Banking on your home’s equity

With interest-only payments, competitive interest rates, and local service, a Freedom HELOC lets you take advantage of the equity in your home to finance whatever is next on your list.

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Customer satisfaction is our #1 Priority – and it shows.

“Fantastic customer service and super friendly people...my mortgage was painless!”

Allhail C.

Peru, IN
“Chelsey Johanning is absolutely amazing! I recently bought my first home and she walked me through the loan process step by step. She was always available and more than happy to answer any and all of my questions, and I had a lot! She made the process so easy. I highly recommend her!”

Beth D.

Converse, IN
"I got my first house loan through ffbt. I don't have a lot of experience with loans at other banks but seemed to go smoothly. They was there to answer all my questions and helped me do what I needed to do thanks ffbt.”

Danny C.

Converse, IN
“Best mortgage lender in town she goes above and beyond to make sure you get what you need.”

James P.

Wabash, IN
“They did a great job of preparing our paperwork. They responded to our questions very quickly. Helped us get our dream home.”

Josh P.

Converse, IN
“It was a pleasure working with Chelsey Johanning & Jessica Miles on our new mortgage. These ladies made this complicated process much easier. Their communication was outstanding!! We appreciate all the hard work! First Farmers has a customer for life.”

Kim Z.

Converse, IN

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