Business Lending

Building a business takes heart, grit, and the financial partner that can help you power your operation’s success. Our expert lenders are here to help you grow.
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Expert Guidance for Tomorrow’s Business Success

With over 135 years of experience, we’re proud to use our knowledge of cash return on investment, commercial real estate, and financial strategy to support your business needs.
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Important Information

Beginning Jan. 1, 2024, many companies will be required to report Beneficial Ownership Information to the U. S. government.
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Our Lending Options

With over 135 years of experience, we have the solution that is right for you. Let’s get down to business.

Commercial Line of Credit
Commercial Real Estate & Construction Loan (CRE)
Equipment Financing
Enhancement Loan
Business Vehicle Financing
Leasing Options
A line of credit is the perfect way to manage your company’s short-term financing needs. Use it for seasonal cash flow or for business expansions. Our lines of credit are reviewed annually, and we can discuss options marching forward to best suit your business.
Whether you’re purchasing, developing, refinancing, or constructing, we can help provide financing for construction and development projects of all types and sizes. As part of your community, our bankers understand the real estate market and can advise the benefits of various financial products.
Need new equipment in order to grow and stay ahead of the competition? We can provide the financing to make it happen. Whether it’s updating your computer system or purchasing a commercial vehicle or equipment, we can finance it with payment terms designed to work within your budget.
First Farmers Bank & Trust can help you obtain a loan through the SBA (Small Business Administration), FSA (Farm Service Agency) and the USDA / Business Industry Programs. These programs offer a variety of assistance for specialized applicants to help your business get started or expand.
Let First Farmers Bank & Trust assist in your business vehicle needs. We are here to help you get the resources you need when you need them. We can provide financing for company cars and other commercial vehicles, all at competitive rates and with flexible terms.
Our staff of leasing professionals have decades of experience. Leasing offers clear, fixed-cost financing. When structured correctly, leasing payments can be fully tax deductible and allow you to conserve your working capital.

Featured Service

Commercial Real Estate & Construction Loans

Our bankers can help provide financing for construction and development projects of all types and sizes.

Financing office buildings, apartments, retail complexes, and more

Our bankers understand the real estate market and the benefits of various financial products. A member of our business banking team will work closely with you to ensure that the entire process goes smoothly.
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Customer satisfaction is our #1 Priority – and it shows.

"Good and quick service. Always a pleasure doing business with them."

Amy R.

Kokomo, IN
“I have always had excellent service here. Very friendly, helpful and professional. I have been doing business for a few years here and will continue to do so.”

Clayton P.

Terre Haute, IN
“Customer service is always wonderful.”

Julie C.

Elwood, IN
“As a student at Purdue University, running a club can be difficult and overwhelming but First Farmers helped me a lot. I had never set up an account myself but they were quick to help me first fix the wrong account I set up and then get the right one going for my organization.”

Kyle T.

Lafayette, IN
“I love 1st farmers Bank & trust in converse Indiana I’ve been doing business there since 2007+ I still use the bank now there’s always great staff there the bank staff is always very friendly & kind willing 2 help u with any questions that u might have.”

Lisa H.

Converse, IN

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