Personal Checking and Savings
We are dedicated to your success and ready to help you find the accounts that fit your unique banking needs.
You’re tough, dedicated, and hard-working. Your bank should be too.
You deserve a bank that listens and understands your unique financial needs. Whether you’re looking for a convenient checking account or interested in saving, we’re here to help. Every transaction, every day.
Your Checking Account Options
Everybody deserves a better bank - and a better bank account. Find the checking account that is right for you at First Farmers.
Harvest Rewards Checking
How does your checking stack up? Do you know what you earn on your money? Earn up to 3.50% APY* with a Harvest Rewards Checking Account from First Farmers.
Essential Checking
This free and easy checking account keeps your banking simple. You’ll have all the digital financial tools you’re looking for with no monthly service fee or minimum monthly balance requirements.
Open Your Account
Interest Checking
If you’re not a heavy debit card user, you can still earn a competitive interest rate with our Interest Checking account – and you’ll have full control of your funds with our digital banking tools.
Open Your Account
Foundation Checking
If you’ve had a rough patch in your financial journey or you’re just getting started, Foundation Checking is one option to start working towards your personal financial goals.
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Savings Options
Be prepared and build your wealth with our many savings options.
Premier Savings Plus
Are you building towards a large financial goal? Premier Savings Plus lets you maximize your savings with competitive tiered rates that increase with your balance.
Regular Savings
Looking for a quick and easy way to start building a rainy day fund? A regular savings account gives you a convenient way to save towards goals while offering the flexibility to access your funds at a moment’s notice.
Open Your Account
Minor Savings
Start building habits for financial success early with a minor savings account. This account is available to customers under the age of 19 and features no monthly service fee or minimum balance requirement.
Open a Minor Savings Account
Senior Savings
You’ve paid your dues and now it’s time to enjoy the rewards with this no-fee, no-minimum balance account. Our Senior Savings offers a simple way to manage your funds towards everyday projects and is available for customers 55 and older.
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Holiday Savings Club
Looking for an option that will help you save up for the most wonderful time of the year? A Holiday Savings Club has no monthly fee and is structured to motivate you to save towards holiday spending, whether that’s the perfect gift or a beach vacation.
Open a Holiday Savings Club Account
Health Savings Accounts
If you have a high-deductible insurance plan, you may be eligible for an HSA. A Health Savings Account (HSA) can be an excellent, cost-effective way to pay for health care costs.
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Related Services
We want to be your full financial partner, because when you can see the whole picture, you’re set up for success. How else can we help with your financial goals?
01
CDs & IRAs
If you're looking for peace of mind and returns on your savings, CDs and IRAs are an important piece of your financial strategy.
02
Personal Lending
Whether it's a new car, a vacation, or another one of life's adventures, our lenders are here to find the right solution for you.
03
Digital Banking
We've upgraded our digital banking services to give you more control and a better experience!
