SCI Lease
At SCI Lease, a division of First Farmers Bank & Trust, we know leasing.
We are committed to serving the agricultural and farming community. Our staff of leasing professionals has specialized in leasing farm equipment for three decades, and many of them have grown up on farms themselves.
Benefits of Leasing
01
Cost Advantages
Leasing offers clear, fixed-cost financing and often advantageous pricing.
02
Tax Considerations
When structured properly, lease payments are fully deductible, and may significantly accelerate deductions and lower after-tax equipment costs.
03
Capital Benefits
Leasing allows you to conserve your working capital and to pay for your equipment as you use it.
04
Farm Management
Leasing allows you to easily figure per-acre costs or to divide cost and tax deductions among partners and can be an excellent way to transfer equipment from parents to children.
Not sure if leasing is for you?
Let's talk.
Visit us at 2400 West State Road 38 in Sheridan or call us toll free at (800) 435 - 4700.
Related Services
We want to be your full financial partner, because when you can see the whole picture, you’re set up for success. How else can we help with your financial goals?
01
Agricultural Account Management
We offer a wide range of banking services that make managing your money faster, easier and more convenient, so you can focus on your operation.
02
Agriculture Deposits
Keep your operation running smoothly with the checking and savings products that fit your unique needs.
03
Agricultural Lending
We’ve worked alongside our farming community since 1885 with one goal in mind….at First Farmers, we’re here to help you grow.