Agricultural Lending

We’ve worked alongside our farming community since 1885 with one goal in mind….at First Farmers, we’re here to help you grow.
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Local decisions and custom solutions built around you.

Our experienced agricultural lending team will take the time to understand your goals and develop a customized financing program to help you achieve them. Local decisions mean faster turnaround time, so you can get back to business.
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in Farm Loans

Largest Ag Bank in Indiana

Important Information

Beginning Jan. 1, 2024, many companies will be required to report Beneficial Ownership Information to the U. S. government.
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Our Services

With over 135 years of experience serving our local farms and agribusiness, we understand your financing needs. Let’s grow together.
Long Term Real Estate Lending
Operating Line of Credit
Construction Lending
Equipment Lending
Inventory Loan
Livestock Lending
FSA Certified Lending
Minimize your interest rate risk by locking in long-term financing up to 30 years with FFBT’s many financing options.
Meet your cash flow needs with an operating line of credit that fits your business model.
Ready to build a barn, finishing building, or grain bin? An agricultural construction loan is the way to get your project completed.
From combines to computers, new or used, we can structure your equipment loan to meet your farm’s needs.
Holding on to some of your harvest while expecting a price increase? An inventory loan lets you keep your growing year totals separate and frees up your operating line of credit for daily expenses.
Caring for livestock requires day-in, day-out attention and care. Our customer-centered financing options will work alongside your never-ending dedication to your animals.
As an FSA Certified Lender, FFBT has developed a proven track record in making and servicing guaranteed agricultural loans. Our streamlined process means a quicker turn around for you and your business.
SCI Lease, a division of First Farmers Bank & Trust, is committed to serving the agricultural and farming community. Determine if leasing makes sense for your equipment needs.

Featured Service

Long Term Real Estate Lending

Grow your ag operation by adding acreage for crops, livestock, or farm buildings.

Custom solutions to help you expand your operation.

We offer competitive long-term fixed rates through every season, as well as adjustable-rate financing. With multiple term and payment options, we’ll find the solution that is right for you.

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Supporting 4-H and Youth in Agriculture

We believe in banking, and living, with heart and grit, and that's never more evident than in agriculture. At First Farmers, we recognize and appreciate the importance that 4-H, FFA, and other youth organizations play in building our next generation of agriculture professionals. We're proud to partner with the organizations to support and celebrate youth in agriculture.


What our clients think about us

“Very efficient and friendly small town bank.”

Glen B.

Sheridan, IN
"Great hometown service!”

Jason S.

Tipton, IN
"At FFBT, you’re not a number. You have a name. Of course, that’s a perk of living in a small community, but just the same, they care about their customers and are always accommodating and helpful.”

Linda L.

North Judson, IN
"We have worked with Amie Osborn and Jeff Rodibaugh on the Ag side and Chelsey Johanning on the home side and have had amazing experiences and they have exceptional customer service all the way around!”

Missy B.

Converse, IN
"Really friendly service and trustworthy bank.”

Ryan S.

Kokomo, IN
"Best Bank Ever and Personal that go above & beyond to help with any special bank transactions. 100% Pure Professional Excellence !!!”

Robert S.

Oakwood, IL

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