Treasury Management

Running a business takes heart, grit, and some financial know how. Our Treasury Management solutions free up your time so you can focus on what you do best.
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Digital Account Management


Digital Banking

Access your business accounts from anywhere. View your accounts, transfer funds between accounts, access images of cleared checks, place stop payments, generate reports and much more.


Mobile Banking

With our mobile App you can access account information 24/7 through your mobile phone. Download the app today on the App Store or Google Play.


Intuit Direct Connect

Direct Connect provides automatic connectivity that allows customers to instantly view their balances, transfer between accounts, pay bills, and download transactional data into Quicken and QuickBooks.


Intuit Express Web Connect

Express Web Connect offers customers manual control over their data feed, as they export from your website and import their transactions and account balances into Quicken and QuickBooks.

Cash Management Solutions

Managing your cash flow, invoicing, and payroll is easy with First Farmers.
ACH Origination
Merchant Solutions
Electronic Wire Transfer Services
Electronic Federal Tax Payment System (EFTPS)
Commercial Bill Pay
ACH Alert
Remote Deposit
Check Positive Pay
Process business debit and credit transactions via a secure electronic network. ACH Origination allows you to move funds quickly and securely, eliminating the need for costly manual processing of paper checks.  
With our Merchant Services, your business can accept American Express®, Visa®, MasterCard® and Discover® payments from your customers and much more!
Initiate wire transfers via your online banking. You'll increase efficiency with self-managed, pre-filled templates and be able to customize user entitlements and establish transaction limits.
EFTPS is an avenue for businesses, federal agencies, tax professionals and payroll services to pay federal taxes
Streamline your accounts payable workflow. Make business and personal payments, schedule payments in advance, and establish recurring automatic payments from within your online banking.
Many businesses have been victimized by ACH debit fraud. ACH Alert is designed to enable you to establish criteria to filter or block unauthorized electronic debit transactions, helping you to monitor and control your organization’s ACH debit activities.
Deposit checks into your FFBT account from your desk. Our remote check deposit service is simple & secure, and the ultimate in business convenience.
Check fraud is one of the most widely used payment fraud methods and is considered one of the largest challenges facing businesses today. Positive Pay is a solution designed to detect fraudulent checks at the point of presentment and prevents them from being paid. You'll receive email alerts according to your own notification parameters that can be based off discrepancies in amount, check number, and payee.

Further Services


Employee Health Savings Accounts

If you offer a High Deductible Health Plan (HDHP) to your qualified employees, they can enroll in our HSA accounts.


Grow@Work Program

We know that taking care of your employees is important to you. With this unique program, you can enhance employee benefit packages​ at no cost.



This service lets you maximize the earning potential of excess funds automatically.


Corporate Credit Cards

Our industry leading credit card products offer competitive alternatives with a full range of reward options – making it easy to select and apply for the card that meets your needs.


Customer satisfaction is our #1 Priority – and it shows.

I have always had excellent service here. Very friendly, helpful and professional. I have been doing business for a few years here and will continue to do so.

Clayton P.

Terre Haute, IN
I love First Farmers Bank & Trust in Converse, Indiana. I’ve been doing business there since 2007. I still use the bank now. There’s always great staff there - the bank staff is always very friendly & kind, willing to help you with any questions that you might have.

Lisa H.

Converse, IN

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