Reset your routine. Earn $100.

Open a Harvest Rewards Checking account online today and get a $100 bonus**.

Benefits

01

Competitive Interest - Earn on Every Possession*

Just like making the most of every touch on the court, Harvest Rewards helps your money work for you with competitive interest on your everyday balance.

02

Free Digital Banking - Control Your Financial Game from Anywhere

Stay in command of your finances with secure, free digital banking — manage your account, track your progress, and stay one step ahead from any device.

03

Online Convenience - Fast Break Enrollment

Open your account online in minutes. Smooth, quick, and built to keep your momentum going without slowing you down.

04

$100 Online Bonus** - Start Out Strong

Kick off your financial reset with a $100 bonus when you open Harvest Rewards Checking online — a strong start that sets up the rest of your year.

Everyone deserves a better bank.

AND A BETTER BANKING ACCOUNT.

Make This the Moment You Reset Your Routine

A new season. A fresh start. A smarter way to bank—one step that can put real money back in your pocket. Ready to power your financial game?

OPEN YOUR ACCOUNT

From Mason’s Blog: Hit Your Reset. Build Better Habits.

Feeling inspired to take the next step? Check out Mason’s latest message on recalibrating, finding balance, and staying focused on what matters.

The Art of Recalibrating

Harvest Rewards Rates

Open Your Account

Range	Standard APY*	Blended APY Range* (assumes a $40,000 balance)
$0.00 - $14,999.99	3.00% APY	3.00% APY
$15,000 - $24,999.99	0.25% APY	3.00% APY – 1.89% APY
$25,000 and above	0.25% APY	1.89% APY – 1.27% APY
Does not meet account requirements	0.05% APY	0.05% APY

*Annual Percentage Yield as of 1/1/2026 and subject to change without notice. Must sign up for online banking and receive eStatements, and complete at least fifteen (15) point of sale (POS) transactions which post and settle during the statement cycle to earn advertised APY. Accounts not meeting these requirements will earn a 0.05% APY on their entire balance. If customer stops receiving eStatements, customer will be charged a $3 mailed statement fee. Interest tiers apply as follows: 2.96% interest rate and 3.00% APY applying to daily balances up to $14,999.99; 0.25% interest rate and APY ranging from 3.00% to 1.89% applying to the portion of the daily balance between $15,000 and $24,999.99; 0.25% interest rate and APY ranging from 1.89% to 1.27% for all balances in excess of $24,999.99. This example assumes a maximum total balance of $40,000. Other terms and conditions may apply.

** Must open a Harvest Rewards Checking account online and deposit $500 in new money not currently on deposit with FFBT in the first 30 days to receive $100 on the 31st day after account opening. One bonus per tax ID number.