Lindsey Clemons, Mortgage Lender

The most rewarding part of my job is not only helping customers make the home of their dreams a reality, but also providing them with an array of resources and customer service specialists that will aid them in reaching all of their financial goals as they grow through the different stages of life.
NMLS # 2083604
Start Your Mortgage

Your Mortgage Options


Fixed Rate Mortgage

Have the same rate and the same payment for the entire term of your loan. These home loans are available in various terms.


Adjustable-Rate Mortgage

With an adjustable-rate mortgage, you may enjoy lower initial monthly payments for a specific period, after which the rate may adjust up or down. 


Construction Loan

If you’re building a home, financing that vision can be overwhelming. We work directly with you and your builder to add confidence and lower stress.


First Time Homebuyers

We have attractive first time homebuyer programs featuring low down payments, more flexible income-qualifying ratios, and favorable loan terms, as well as the expert guidance.

Building a home?


Big, small, or in between, if you have a vision for your new home, we have the financing to make it happen.

There’s no place like home – especially when you’re the builder.

With flexible loan amounts, easy loan disbursements, interest only payments, and owner and self-build construction options, a construction loan from First Farmers takes you from blueprints to finishing touches.

30 Year Fixed6.8756.9730.000%
20 Year Fixed6.5006.6250.000%
15 Year Fixed6.5006.6540.000%
*APR equals Annual Percentage Rate. Rates are subject to change without notice.

Lets Connect

Give us a call: 800.371.3316

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For lost or stolen FFBT Business Visa Credit Card, please call 866.552.8855