Lindsey Clemons, Mortgage Lender
The most rewarding part of my job is not only helping customers make the home of their dreams a reality, but also providing them with an array of resources and customer service specialists that will aid them in reaching all of their financial goals as they grow through the different stages of life.
NMLS # 2083604
NMLS # 2083604
Your Mortgage Options
01
Fixed Rate Mortgage
Have the same rate and the same payment for the entire term of your loan. These home loans are available in various terms.
02
Adjustable-Rate Mortgage
With an adjustable-rate mortgage, you may enjoy lower initial monthly payments for a specific period, after which the rate may adjust up or down.
03
Construction Loan
If you’re building a home, financing that vision can be overwhelming. We work directly with you and your builder to add confidence and lower stress.
04
First Time Homebuyers
We have attractive first time homebuyer programs featuring low down payments, more flexible income-qualifying ratios, and favorable loan terms, as well as the expert guidance.
Building a home?
CONSTRUCTION LOANS
Big, small, or in between, if you have a vision for your new home, we have the financing to make it happen.
There’s no place like home – especially when you’re the builder.
With flexible loan amounts, easy loan disbursements, interest only payments, and owner and self-build construction options, a construction loan from First Farmers takes you from blueprints to finishing touches.
FFBT Rates
Mortgage Calculator| Term | Rate | APR* | Points |
| 30 Year Fixed | 6.875 | 6.973 | 0.000% |
| 20 Year Fixed | 6.500 | 6.625 | 0.000% |
| 15 Year Fixed | 6.250 | 6.403 | 0.000% |
*APR equals Annual Percentage Rate. Rates are subject to change without notice.
