Harvest Rewards Checking Special

Earn more on your checking with Harvest Rewards Checking!
Visit Our Cicero Branch To Open Today!

Take advantage of this special by stopping in our Cicero branch! We're looking forward to hearing from you!

Harvest Rewards Checking Special Offer

Come in to our Cicero Branch and open your Harvest Rewards Checking Account today! 
Open Your Account
RangeStandard APY*Blended APY Range* (assumes a $40,000 balance)
$0 - $14,999.995.00% APY5.00% APY
$15,000 - $24,999.990.25% APY5.00% - 3.07% APY
$25,000 and above0.25% APY3.07% - 2.01% APY
Does Not Meet Account Requirements0.05% APY0.05% APY
Annual Percentage Yield as of 10/1/2023. Promotional APY applies for the first 180 days of account opening. After 180 days, the account will earn the then standard APY. Must sign up for online banking and receive eStatements, and complete at least fifteen (15) point of sale (POS) transactions which post and settle during the statement cycle to earn advertised APY. Accounts not meeting these requirements will earn a 0.05% APY on their entire balance. If customer stops receiving eStatements, customer will be charged a $3 mailed statement fee. Interest tiers apply as follows: 4.88% interest rate and 5.00% APY applying to daily balances up to $14,999.99; 0.25% interest rate and APY ranging from 5.00% to 3.07% applying to the portion of the daily balance between $15,000 and $24,999.99; 0.25% interest rate and APY ranging from 3.07% to 2.01% for all balances in excess of $24,999.99. This example assumes a maximum total balance of $40,000. Other terms and conditions may apply.
Worried about what happens after the 180 days promotional period? We're committed to keeping our accounts competitive at all times. Check out our standard rates and compare them to what you're earning with your current bank. 

Harvest Rewards Rates

Open Your Account
RangeStandard APY*Blended APY Range* (assumes a $40,000 balance)
$0.00 - $14,999.993.50% APY3.50% APY
$15,000 - $24,999.990.25% APY3.50% APY – 2.19% APY
$25,000 and above0.25% APY2.19% APY – 1.46% APY
Does not meet qualifications0.05% APY0.05% APY

Annual Percentage Yield as of 01/01/2023 and subject to change without notice. Fees may reduce earnings. Must sign up for online banking and receive eStatements, and complete at least fifteen (15) point of sale (POS) transactions which post and settle during the statement cycle to earn advertised APY. If customer stops receiving eStatements, customer will be charged a $3 mailed statement fee. Limit one account per tax reporting name. Interest tiers apply as follows: 3.44% interest rate and 3.50% APY applying to daily balances up to $14,999.99; 0.25% interest rate and APY ranging from 3.50% to 2.19% applying to the portion of the daily balance between $15,000 and $24,999.99; 0.25% interest rate and APY ranging from 2.19% to 1.46% for all balances in excess of $24,999.99. This example assumes a maximum total balance of $40,000. Other terms and conditions may apply. Ask for details. 

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