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Making Cent$
Making Cent$ is a unique program designed to help you save simply by using your debit card for routine transactions. The widespread merchant acceptance of FFBT debit cards creates a simple and easy form of payment while allowing for a simple transfer of small change increments into an FFBT savings account.

Debit cards are easy to use, accepted at merchants most everywhere, and allow you the personal security of carrying less cash on hand. 

How does it work?
Once you sign up for Making Cent$, all you have to do is use your debit card for merchant purchases.  Every time you make a purchase, we will round up the recorded purchase amount to the nearest dollar and transfer the difference into your savings account. 

For example: You are enrolled in Making Cent$ and use your debit card to purchase a fast food meal for $5.24. You’ll receive a transfer of $0.76 into your savings account and your checking account will record a transaction amount of $6.00. Your monthly statements will reflect both the debits and credits of the Making Cent$ transactions and you’ll see how easy it is to set aside your funds in savings.

How do I sign up?

  • Read our Disclosure and enter your information on the Making Cent$ enrollment form and submit to our processing including password selection. 
  • Print the Agreement for your records
  • Questions? Call (765) 395-3316 and ask to speak to a Bank representative.

Click here to complete
the Making Cent$
Agreement

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