At First Farmers Bank & Trust, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC).

IMPORTANT NOTICE
Changes to FDIC Insurance Coverage
FDIC Deposit Insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013. If you have any questions or concerns about how this change may affect the funds you have on deposit with First Farmers Bank & Trust, please speak with a Customer Service Representative. For additional details, please visit the FDIC website at www.FDIC.gov.

Beginning January 1, 2010, First Farmers Bank & Trust will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.

Use the links below for more information:

• Your Insured Deposits - FDIC's Guide to Deposit Insurance Coverage (pdf)
• Insuring Your Deposits - FDIC (pdf)
• EDIE, the FDIC's Electronic Deposit Insurance Estimator
• FDIC Insurance Explained - FDIC (video)

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People you can trust
If you have any questions about our products and services, please use our information request form, visit any of our offices, or call (800) 371-3316 to speak with a member of our staff. We will be happy to answer your questions and assist you in selecting the products and services that best meet your financial needs.